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Protect Your Identity After Major Data Breach at National Public Data

What Happened? National Public Data (NPD), a company that handles background checks, was recently hacked. This breach exposed personal information, including Social Security numbers, names and addresses of millions of Americans. The stolen data goes back over 30 years.

Why It Matters? Your Social Security number is key to your identity. If someone gets hold of it, they can:

  • Open bank accounts or credit cards in your name.
  • Apply for loans or government benefits.
  • File fake tax returns to steal your refund.

Identity theft is on the rise, with over 1.4 million cases reported in the U.S. last year alone. This breach could make things even worse.

How to Check If You Were Affected

  1. Use the Online Tool: Go to npd.pentester.com and enter your information to see if you’re affected. Make sure to check any names you’ve used in the past, like a maiden name.
  2. Why Name Changes Matter: The breach includes data from as far back as the 1990s, so if you’ve had name changes, check those too.

What You Should Do:

  1. Freeze Your Credit – Freezing your credit is the best way to stop identity thieves from opening new accounts in your name. It’s free and easy to do with the major credit bureaus (Equifax, Experian, and TransUnion).
  2. Monitor Your Accounts – Keep a close eye on your bank and credit card statements. If you spot anything suspicious, contact your bank immediately.
  3. Get a Credit Report and Set Up Alerts – Get your free credit report to check for any unfamiliar accounts. Setting up fraud alerts can also help warn you if someone tries to use your information.

Stay Informed – This breach is serious, and your data might already be in the hands of hackers. Stay updated on any new developments and take action to protect yourself. If you’re unsure what to do, seek advice from your bank or a security expert.

Summary:

  • The Breach: NPD’s data breach exposed millions of Social Security numbers and other personal details.
  • Why It Matters: This info could be used for identity theft.
  • What to Do: Freeze your credit, monitor your accounts, and stay vigilant.